Britain's motor finance industry may escape a potentially costly consumer banking scandal due to the government's emphasis on deregulation and economic growth, according to a specialist lender. Moody's had warned of a possible £30 billion investigation into historical motor finance sales and undisclosed commissions by banks and lenders. The executive chairman of S&U, Anthony Coombs, expressed optimism about the industry's outlook despite an upcoming mis-selling case in the Supreme Court. He highlighted the government's stance on responsible risk-taking to boost the economy and downplayed potential consumer harm. Finance Minister Rachel Reeves is monitoring the case amid concerns about its impact on consumer access to car loans. The ruling by the Court of Appeal last year, declaring unauthorized commissions from banks to car dealers as unlawful, shook the market, affecting companies like Close Brothers and Lloyds. Lloyds declined to comment, while Close Brothers did not respond to queries.